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Flexible financing

Comfort now. Pay over time.

Don’t let a hot summer wait on your budget. Spread the cost of a new AC, mini-split, or insulation upgrade into low, predictable monthly payments — with options for every credit situation.

Prequalify Now 480-662-2874

$0 Down

Nothing out of pocket to start

No Payments for 6 Months

Enjoy comfort now, pay later

Flexible Terms

Plans up to 15 years

Easy to Apply

Quick soft-credit check

Simple & fast

How financing works

Apply online

A quick application with soft-pull options that won’t hurt your credit to check rates.

Pick your plan

Choose the term and monthly payment that fits your budget — we’ll walk you through it.

Enjoy comfort

We install fast — you start saving on energy bills while you pay over time.

Plan options

A plan for every situation

0% Intro APR

Pay no interest for the promo period when paid in full — ideal for planned upgrades.

12–18 months · qualified buyers

Low Monthly

Spread the cost over up to 84 months for the lowest possible payment.

Fixed APR · terms up to 7 yrs

All-Credit Options

Approval paths for a wide range of credit profiles — let’s find what works.

Multiple lender partners

Stack financing on top of rebates

Apply your SRP Cool Cash and Efficiency Arizona rebates to bring the price down, then finance the rest. We map both out for you in one free visit.

See my options

Limited-time financing offer

Monthly payments as low as

$90/month*

on a new, high-efficiency HVAC system

$0 Down No Payments for 6 Months 15-Year Financing Available

Prequalify Now 480-662-2874

Example terms

Purchase price$8,500

Down payment$0

APR8.99%

DefermentNo payments for 6 months

Term15 years (180 months)

Estimated payment$90/mo

*On approved credit. Example based on an $8,500 purchase at 8.99% APR. Actual payment may vary based on lender approval and financing terms. Assumes a 15-year (180-month) term with $0 down and no payments for the first 6 months (interest accrues during the deferment period).

Financing answers

Common financing questions

Will checking my rate affect my credit?

Many of our lender partners use a soft credit pull to prequalify, which does not impact your score. A hard pull only happens if you move forward.

Can I finance insulation, not just HVAC?

Yes. Insulation, mini-splits, AC systems, and combination projects can all be financed.

Is there a prepayment penalty?

Most of our plans have no prepayment penalty — pay it off early and save on interest whenever you’re able.

Get comfortable now — pay over time

Prequalify in minutes with no impact to your credit score.

Prequalify Now 480-662-2874